Sonata Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $283M | $255M | $235M | $25M | $125K | 0.18% | 2.06% | 3.85% | 0.37% |
| Q4 2025 | $282M | $255M | $230M | $24M | $282K | -0.69% | -7.91% | 3.73% | 0.35% |
| Q3 2025 | $257M | $232M | $217M | $22M | $30K | -1.13% | -12.64% | 3.60% | 0.39% |
| Q2 2025 | $233M | $207M | $203M | $21M | $-1192K | -1.78% | -19.69% | 3.35% | 1.36% |
| Q1 2025 | $222M | $199M | $192M | $20M | $-802K | -1.46% | -16.19% | 3.43% | 0.35% |
| Q4 2024 | $218M | $196M | $183M | $19M | $-707K | -2.56% | -26.43% | 3.32% | 0.34% |
| Q3 2024 | $201M | $180M | $176M | $18M | $-1181K | -3.07% | -30.85% | 3.35% | 0.47% |
| Q2 2024 | $178M | $147M | $158M | $16M | $-1304K | -3.42% | -32.53% | 3.30% | 0.41% |
| Q1 2024 | $145M | $126M | $128M | $14M | $-1211K | -3.68% | -32.11% | 3.25% | 0.43% |
| Q4 2023 | $118M | $99M | $96M | $16M | $-1369K | -8.50% | -36.89% | 3.99% | 0.15% |
| Q3 2023 | $91M | $68M | $71M | $17M | $-1775K | -10.44% | -37.70% | 3.95% | 0.70% |
| Q2 2023 | $56M | $38M | $39M | $17M | $-1556K | -11.75% | -35.56% | 4.35% | 0.31% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.