BranchWatch

SmartBank

Headquartered in Pigeon Forge, TN. Part of Smartfinancial, Inc. FDIC certificate #58463 · Federal Reserve RSSD 3532641.

Total assets
$5.9B
Deposits
$5.2B
Q1 2026
Active branches
43
Closings since Jan 2020
14
14 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$15M
Return on assets
1.04%
Return on equity
9.60%
Noncurrent loan rate
0.27%

Deposits by year (Summary of Deposits)

2
2019
3
2020
3
2021
4
2022
4
2023
4
2024
5
2025

Values in $ billions, June 30 of each year.

Closings by year

2
2020
8
2021
1
2022
1
2023
1
2024
1
2025

Openings by year

2
2020
4
2021
3
2022
2
2023
1
2024
2
2025

Other network changes since 2020

  • 1 branch relocations
  • 13 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.smartbank.com.