Shoreham Bank
Headquartered in Warwick, RI. Part of Geesala Trust #3. FDIC certificate #27417 · Federal Reserve RSSD 724904.
Total assets
$522M
Deposits
$418M
Q1 2026
Active branches
4
Closings since Jan 2020
2
3 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$375K
Return on assets
0.30%
Return on equity
2.73%
Noncurrent loan rate
1.38%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12020
12021
Openings by year
22021
12022
Other network changes since 2020
- 1 branch relocations
- March 15, 2024: legal name changed from “Home Loan Investment Bank, F.S.B.” to “Shoreham Bank”
Branches by state
Recent closings
- 40 AIRPORT ROAD · closed December 31, 2021
- 244 WEYBOSSET STREET · closed December 31, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.shoreham.bank.