Shell Lake State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $358M | $310M | $235M | $38M | $1M | 1.53% | 14.59% | 3.38% | 0.06% |
| Q4 2025 | $365M | $319M | $230M | $38M | $1M | 1.27% | 12.97% | 3.15% | 0.24% |
| Q3 2025 | $364M | $312M | $227M | $37M | $1M | 1.28% | 13.20% | 3.09% | 0.05% |
| Q2 2025 | $350M | $299M | $224M | $34M | $1M | 1.24% | 13.02% | 3.05% | 0.06% |
| Q1 2025 | $346M | $291M | $224M | $33M | $1M | 1.31% | 14.02% | 3.04% | 0.06% |
| Q4 2024 | $346M | $295M | $222M | $31M | $748K | 0.97% | 10.52% | 2.81% | 0.04% |
| Q3 2024 | $351M | $292M | $221M | $34M | $1M | 1.01% | 10.84% | 2.73% | 0.13% |
| Q2 2024 | $335M | $280M | $219M | $30M | $800K | 0.92% | 10.06% | 2.70% | 0.08% |
| Q1 2024 | $327M | $271M | $208M | $30M | $712K | 0.87% | 9.48% | 2.68% | 0.14% |
| Q4 2023 | $327M | $270M | $206M | $30M | $480K | 0.99% | 11.12% | 2.80% | 0.11% |
| Q3 2023 | $319M | $268M | $203M | $24M | $857K | 1.12% | 12.80% | 2.81% | 0.03% |
| Q2 2023 | $312M | $265M | $190M | $28M | $762K | 1.15% | 12.47% | 2.85% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.