Shelby Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $455M | $365M | $312M | $47M | $1M | 1.24% | 11.73% | 4.35% | 1.34% |
| Q4 2025 | $454M | $360M | $315M | $49M | $2M | 1.60% | 14.56% | 4.79% | 0.98% |
| Q3 2025 | $449M | $354M | $321M | $49M | $2M | 1.64% | 14.85% | 4.83% | 1.14% |
| Q2 2025 | $433M | $339M | $313M | $47M | $1M | 1.52% | 13.68% | 4.86% | 0.44% |
| Q1 2025 | $410M | $318M | $315M | $47M | $2M | 1.75% | 15.64% | 4.84% | 0.35% |
| Q4 2024 | $418M | $327M | $293M | $46M | $2M | 1.59% | 14.64% | 4.66% | 0.31% |
| Q3 2024 | $417M | $323M | $291M | $47M | $2M | 1.61% | 14.90% | 4.63% | 0.27% |
| Q2 2024 | $412M | $320M | $284M | $45M | $2M | 1.36% | 12.76% | 4.64% | 0.12% |
| Q1 2024 | $414M | $321M | $284M | $44M | $1M | 1.26% | 11.88% | 4.49% | 0.33% |
| Q4 2023 | $407M | $316M | $285M | $43M | $2M | 1.61% | 15.84% | 4.73% | 0.23% |
| Q3 2023 | $404M | $309M | $287M | $42M | $2M | 1.56% | 15.55% | 4.67% | 0.24% |
| Q2 2023 | $410M | $315M | $296M | $42M | $1M | 1.44% | 14.51% | 4.67% | 0.56% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.