Saratoga National Bank and Trust
Saratoga National Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2024 | $1.2B | $720M | $964M | $101M | $2M | 0.82% | 9.47% | 2.23% | 0.18% |
| Q2 2024 | $1.1B | $741M | $920M | $96M | $2M | 0.81% | 9.39% | 2.18% | 0.18% |
| Q1 2024 | $1.1B | $739M | $872M | $93M | $2M | 0.73% | 8.44% | 2.14% | 0.17% |
| Q4 2023 | $1.1B | $753M | $834M | $92M | $-303K | 0.46% | 5.21% | 2.33% | 0.16% |
| Q3 2023 | $1.0B | $780M | $782M | $87M | $2M | 0.67% | 7.53% | 2.42% | 0.21% |
| Q2 2023 | $981M | $752M | $738M | $86M | $1M | 0.66% | 7.22% | 2.48% | 0.19% |
| Q1 2023 | $921M | $700M | $691M | $86M | $2M | 0.75% | 8.09% | 2.66% | 0.24% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.