Santander Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $106.1B | $85.6B | $55.3B | $13.6B | $263M | 1.00% | 7.57% | 2.98% | 1.84% |
| Q4 2025 | $104.1B | $82.1B | $53.0B | $14.2B | $517M | 1.36% | 10.46% | 3.08% | 1.75% |
| Q3 2025 | $97.7B | $74.4B | $48.5B | $13.6B | $372M | 1.14% | 8.91% | 2.84% | 1.96% |
| Q2 2025 | $103.4B | $79.5B | $48.6B | $13.2B | $365M | 0.97% | 7.78% | 2.69% | 2.05% |
| Q1 2025 | $104.6B | $80.8B | $49.8B | $12.8B | $136M | 0.53% | 4.28% | 2.57% | 2.09% |
| Q4 2024 | $102.7B | $76.9B | $50.0B | $12.6B | $121M | 0.62% | 5.16% | 2.46% | 1.81% |
| Q3 2024 | $101.7B | $76.6B | $51.9B | $12.6B | $117M | 0.67% | 5.62% | 2.45% | 1.69% |
| Q2 2024 | $100.6B | $75.4B | $53.7B | $12.2B | $207M | 0.78% | 6.58% | 2.47% | 1.49% |
| Q1 2024 | $102.2B | $76.4B | $54.0B | $11.9B | $186M | 0.73% | 6.29% | 2.47% | 1.45% |
| Q4 2023 | $100.5B | $74.6B | $55.2B | $11.7B | $48M | 0.26% | 2.30% | 2.68% | 1.42% |
| Q3 2023 | $98.6B | $74.8B | $56.9B | $11.5B | $64M | 0.28% | 2.53% | 2.72% | 0.95% |
| Q2 2023 | $102.2B | $77.1B | $58.0B | $11.4B | $136M | 0.30% | 2.69% | 2.69% | 0.78% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.