Royal Business Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.2B | $3.4B | $3.3B | $615M | $13M | 1.20% | 8.27% | 3.32% | 1.34% |
| Q4 2025 | $4.2B | $3.4B | $3.3B | $604M | $11M | 0.91% | 6.24% | 3.16% | 1.35% |
| Q3 2025 | $4.2B | $3.4B | $3.3B | $591M | $11M | 0.85% | 5.82% | 3.13% | 1.38% |
| Q2 2025 | $4.1B | $3.3B | $3.2B | $578M | $11M | 0.73% | 4.95% | 3.07% | 1.76% |
| Q1 2025 | $4.0B | $3.2B | $3.1B | $610M | $4M | 0.37% | 2.44% | 3.03% | 1.93% |
| Q4 2024 | $4.0B | $3.1B | $3.0B | $603M | $6M | 0.81% | 5.35% | 2.91% | 2.65% |
| Q3 2024 | $4.0B | $3.1B | $3.0B | $601M | $8M | 0.89% | 5.86% | 2.88% | 1.97% |
| Q2 2024 | $3.9B | $3.1B | $3.0B | $607M | $9M | 0.92% | 6.02% | 2.88% | 1.79% |
| Q1 2024 | $3.9B | $3.1B | $3.0B | $598M | $9M | 0.96% | 6.38% | 2.91% | 1.19% |
| Q4 2023 | $4.0B | $3.2B | $3.0B | $590M | $14M | 1.25% | 8.26% | 3.46% | 1.04% |
| Q3 2023 | $4.1B | $3.2B | $3.1B | $610M | $11M | 1.21% | 7.91% | 3.61% | 1.29% |
| Q2 2023 | $4.1B | $3.3B | $3.2B | $602M | $13M | 1.29% | 8.36% | 3.79% | 1.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.