Royal Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $809M | $717M | $543M | $85M | $3M | 1.44% | 13.67% | 4.13% | 0.10% |
| Q4 2025 | $799M | $708M | $543M | $85M | $3M | 1.46% | 13.99% | 4.05% | 0.11% |
| Q3 2025 | $776M | $686M | $525M | $83M | $3M | 1.43% | 13.71% | 3.99% | 0.10% |
| Q2 2025 | $772M | $684M | $517M | $81M | $3M | 1.35% | 13.06% | 3.91% | 0.20% |
| Q1 2025 | $760M | $674M | $498M | $79M | $2M | 1.29% | 12.55% | 3.81% | 0.10% |
| Q4 2024 | $767M | $682M | $500M | $78M | $2M | 1.22% | 11.77% | 3.64% | 0.11% |
| Q3 2024 | $740M | $656M | $489M | $77M | $2M | 1.21% | 11.67% | 3.58% | 0.29% |
| Q2 2024 | $739M | $656M | $483M | $77M | $2M | 1.19% | 11.42% | 3.54% | 0.17% |
| Q1 2024 | $734M | $651M | $477M | $76M | $2M | 1.18% | 11.32% | 3.51% | 0.20% |
| Q4 2023 | $736M | $654M | $485M | $76M | $2M | 1.19% | 11.50% | 3.50% | 0.15% |
| Q3 2023 | $715M | $635M | $485M | $75M | $2M | 1.15% | 11.11% | 3.48% | 0.16% |
| Q2 2023 | $717M | $637M | $484M | $75M | $2M | 1.10% | 10.69% | 3.45% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.