River Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.9B | $3.5B | $2.7B | $342M | $15M | 1.52% | 17.19% | 3.78% | 0.49% |
| Q4 2025 | $3.8B | $3.3B | $2.7B | $339M | $11M | 1.18% | 14.43% | 3.57% | 0.44% |
| Q3 2025 | $3.8B | $3.4B | $2.6B | $322M | $11M | 1.17% | 14.71% | 3.50% | 0.28% |
| Q2 2025 | $3.7B | $3.2B | $2.5B | $298M | $13M | 1.18% | 15.01% | 3.44% | 0.21% |
| Q1 2025 | $3.6B | $3.2B | $2.5B | $287M | $9M | 0.99% | 12.77% | 3.36% | 0.33% |
| Q4 2024 | $3.6B | $3.1B | $2.5B | $270M | $9M | 0.94% | 12.61% | 3.01% | 0.34% |
| Q3 2024 | $3.5B | $3.0B | $2.4B | $276M | $9M | 0.92% | 12.41% | 2.95% | 0.47% |
| Q2 2024 | $3.4B | $2.9B | $2.3B | $250M | $8M | 0.86% | 11.81% | 2.91% | 0.52% |
| Q1 2024 | $3.4B | $2.9B | $2.2B | $239M | $6M | 0.76% | 10.49% | 2.89% | 0.19% |
| Q4 2023 | $3.2B | $2.7B | $2.2B | $239M | $9M | 0.92% | 13.85% | 2.87% | 0.26% |
| Q3 2023 | $3.2B | $2.8B | $2.1B | $209M | $6M | 0.87% | 13.48% | 2.86% | 0.22% |
| Q2 2023 | $3.1B | $2.7B | $2.0B | $197M | $8M | 0.89% | 13.97% | 2.86% | 0.24% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.