BranchWatch

Ridgewood Savings Bank

Headquartered in Ridgewood, NY. FDIC certificate #16026 · Federal Reserve RSSD 859712.

Total assets
$7.5B
Deposits
$6.0B
Q1 2026
Active branches
38
Closings since Jan 2020
2
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$10M
Return on assets
0.52%
Return on equity
4.11%
Noncurrent loan rate
1.64%

Deposits by year (Summary of Deposits)

4
2019
5
2020
5
2021
6
2022
5
2023
6
2024
6
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2021
1
2022

Openings by year

1
2021
1
2023

Other network changes since 2020

  • 3 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ridgewoodbank.com.