Richland State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $46M | $42M | $18M | $4M | $161K | 1.43% | 14.04% | 2.57% | 0.20% |
| Q4 2025 | $44M | $39M | $22M | $5M | $144K | 1.65% | 15.54% | 2.84% | 0.11% |
| Q3 2025 | $41M | $36M | $19M | $4M | $92K | 1.77% | 16.68% | 2.89% | 0.02% |
| Q2 2025 | $41M | $36M | $18M | $4M | $240K | 2.20% | 20.96% | 2.88% | 0.00% |
| Q1 2025 | $40M | $36M | $17M | $4M | $204K | 2.03% | 19.80% | 2.85% | 0.00% |
| Q4 2024 | $40M | $36M | $20M | $4M | $17K | 2.50% | 25.18% | 3.47% | 0.00% |
| Q3 2024 | $41M | $36M | $17M | $4M | $293K | 3.23% | 32.41% | 3.54% | 0.00% |
| Q2 2024 | $42M | $38M | $17M | $4M | $341K | 3.43% | 35.36% | 3.64% | 0.24% |
| Q1 2024 | $44M | $40M | $18M | $4M | $424K | 3.69% | 38.54% | 3.87% | 0.01% |
| Q4 2023 | $48M | $43M | $20M | $5M | $163K | 4.17% | 52.99% | 4.80% | 0.01% |
| Q3 2023 | $50M | $46M | $22M | $4M | $560K | 5.03% | 67.89% | 5.03% | 0.00% |
| Q2 2023 | $50M | $46M | $19M | $4M | $643K | 5.33% | 72.75% | 5.46% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.