RCB Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.1B | $3.6B | $2.2B | $469M | $14M | 1.40% | 12.21% | 3.72% | 1.28% |
| Q4 2025 | $4.1B | $3.6B | $2.2B | $464M | $14M | 1.32% | 11.91% | 3.62% | 1.16% |
| Q3 2025 | $3.9B | $3.4B | $2.3B | $450M | $14M | 1.31% | 11.85% | 3.60% | 0.61% |
| Q2 2025 | $4.0B | $3.5B | $2.3B | $438M | $12M | 1.25% | 11.56% | 3.54% | 0.66% |
| Q1 2025 | $3.9B | $3.4B | $2.2B | $430M | $12M | 1.24% | 11.58% | 3.50% | 0.67% |
| Q4 2024 | $3.9B | $3.4B | $2.2B | $404M | $13M | 1.09% | 11.11% | 3.17% | 0.45% |
| Q3 2024 | $4.1B | $3.4B | $2.3B | $424M | $11M | 1.01% | 10.37% | 3.03% | 0.49% |
| Q2 2024 | $4.0B | $3.3B | $2.3B | $385M | $10M | 0.99% | 10.40% | 3.01% | 0.48% |
| Q1 2024 | $4.0B | $3.3B | $2.3B | $372M | $10M | 0.99% | 10.53% | 2.96% | 0.74% |
| Q4 2023 | $3.9B | $3.3B | $2.3B | $376M | $11M | 1.17% | 13.44% | 3.11% | 0.73% |
| Q3 2023 | $3.9B | $3.3B | $2.3B | $336M | $11M | 1.20% | 14.11% | 3.16% | 0.65% |
| Q2 2023 | $4.0B | $3.3B | $2.3B | $340M | $12M | 1.26% | 14.84% | 3.21% | 0.61% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.