Rayne State Bank & Trust Company
Rayne State Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $574M | $517M | $337M | $52M | $3M | 1.93% | 20.95% | 4.04% | 0.44% |
| Q4 2025 | $541M | $485M | $332M | $51M | $3M | 2.01% | 23.15% | 4.35% | 0.44% |
| Q3 2025 | $525M | $468M | $326M | $50M | $3M | 2.04% | 24.03% | 4.36% | 0.29% |
| Q2 2025 | $538M | $487M | $344M | $45M | $3M | 1.90% | 23.42% | 4.28% | 0.25% |
| Q1 2025 | $517M | $469M | $336M | $42M | $2M | 1.85% | 23.16% | 4.22% | 0.03% |
| Q4 2024 | $504M | $459M | $334M | $39M | $2M | 1.68% | 17.61% | 4.26% | 0.03% |
| Q3 2024 | $497M | $442M | $338M | $43M | $2M | 1.63% | 16.35% | 4.25% | 0.10% |
| Q2 2024 | $496M | $437M | $342M | $53M | $2M | 1.59% | 15.27% | 4.24% | 0.02% |
| Q1 2024 | $503M | $445M | $336M | $52M | $2M | 1.78% | 17.29% | 4.18% | 0.02% |
| Q4 2023 | $497M | $441M | $337M | $51M | $2M | 1.80% | 18.73% | 4.29% | 0.04% |
| Q3 2023 | $496M | $445M | $330M | $45M | $2M | 1.87% | 19.68% | 4.31% | 0.01% |
| Q2 2023 | $489M | $430M | $323M | $48M | $3M | 2.01% | 20.88% | 4.44% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.