Rabun County Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $364M | $324M | $216M | $38M | $1M | 1.31% | 12.81% | 3.89% | 0.10% |
| Q4 2025 | $366M | $327M | $212M | $37M | $1M | 1.41% | 13.59% | 4.01% | 0.09% |
| Q3 2025 | $349M | $310M | $211M | $35M | $1M | 1.38% | 13.23% | 3.95% | 0.07% |
| Q2 2025 | $343M | $303M | $206M | $37M | $1M | 1.40% | 13.29% | 3.91% | 0.08% |
| Q1 2025 | $336M | $297M | $197M | $35M | $1M | 1.26% | 12.01% | 3.74% | 0.08% |
| Q4 2024 | $333M | $296M | $190M | $34M | $1M | 1.62% | 15.40% | 4.12% | 0.21% |
| Q3 2024 | $354M | $318M | $193M | $33M | $1M | 1.60% | 15.20% | 4.10% | 0.07% |
| Q2 2024 | $305M | $269M | $182M | $34M | $1M | 1.70% | 15.42% | 4.30% | 0.09% |
| Q1 2024 | $301M | $266M | $179M | $33M | $1M | 1.58% | 14.46% | 4.13% | 0.10% |
| Q4 2023 | $287M | $254M | $170M | $32M | $1M | 1.69% | 15.86% | 4.37% | 0.12% |
| Q3 2023 | $278M | $246M | $163M | $30M | $1M | 1.68% | 15.96% | 4.37% | 0.12% |
| Q2 2023 | $275M | $245M | $163M | $29M | $1M | 1.74% | 16.65% | 4.41% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.