Putnam County Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $710M | $623M | $447M | $83M | $2M | 1.04% | 8.60% | 2.94% | 0.06% |
| Q4 2025 | $651M | $565M | $449M | $81M | $1M | 0.88% | 7.48% | 3.05% | 0.08% |
| Q3 2025 | $674M | $590M | $436M | $80M | $2M | 0.90% | 7.69% | 2.97% | 0.03% |
| Q2 2025 | $665M | $584M | $435M | $78M | $1M | 0.76% | 6.60% | 2.86% | 0.00% |
| Q1 2025 | $651M | $570M | $418M | $76M | $1M | 0.73% | 6.29% | 2.67% | 0.01% |
| Q4 2024 | $649M | $565M | $418M | $74M | $375K | 0.51% | 4.46% | 2.68% | 0.12% |
| Q3 2024 | $657M | $571M | $419M | $75M | $835K | 0.61% | 5.27% | 2.64% | 0.46% |
| Q2 2024 | $627M | $540M | $410M | $72M | $901K | 0.65% | 5.68% | 2.69% | 0.49% |
| Q1 2024 | $637M | $544M | $396M | $72M | $1M | 0.73% | 6.33% | 2.73% | 0.53% |
| Q4 2023 | $608M | $526M | $394M | $72M | $792K | 0.73% | 5.82% | 2.78% | 0.53% |
| Q3 2023 | $623M | $551M | $389M | $67M | $1M | 0.80% | 6.29% | 2.77% | 0.52% |
| Q2 2023 | $606M | $533M | $383M | $68M | $1M | 0.86% | 6.42% | 2.82% | 0.53% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.