Putnam 1st Mercantile Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $177M | $158M | $141M | $17M | $793K | 1.82% | 19.34% | 4.08% | 0.22% |
| Q4 2025 | $171M | $153M | $140M | $16M | $743K | 1.57% | 16.91% | 3.88% | 0.14% |
| Q3 2025 | $160M | $143M | $125M | $16M | $655K | 1.49% | 16.26% | 3.81% | 0.06% |
| Q2 2025 | $154M | $137M | $122M | $15M | $608K | 1.42% | 15.75% | 3.73% | 0.17% |
| Q1 2025 | $155M | $139M | $119M | $14M | $500K | 1.27% | 14.55% | 3.60% | 0.04% |
| Q4 2024 | $160M | $145M | $119M | $13M | $490K | 1.22% | 14.23% | 3.49% | 0.37% |
| Q3 2024 | $154M | $138M | $119M | $14M | $525K | 1.21% | 14.06% | 3.48% | 0.18% |
| Q2 2024 | $153M | $138M | $119M | $13M | $450K | 1.13% | 13.49% | 3.41% | 0.34% |
| Q1 2024 | $151M | $137M | $118M | $13M | $405K | 1.08% | 12.94% | 3.39% | 0.38% |
| Q4 2023 | $149M | $135M | $114M | $13M | $298K | 1.07% | 13.49% | 3.54% | 0.36% |
| Q3 2023 | $143M | $129M | $112M | $11M | $378K | 1.16% | 14.85% | 3.56% | 0.59% |
| Q2 2023 | $149M | $136M | $109M | $12M | $377K | 1.22% | 15.46% | 3.60% | 0.31% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.