Providence Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.5B | $1.2B | $1.2B | $182M | $6M | 1.76% | 13.95% | 4.08% | 0.08% |
| Q4 2025 | $1.4B | $1.2B | $1.2B | $179M | $7M | 1.79% | 14.60% | 4.04% | 0.07% |
| Q3 2025 | $1.4B | $1.2B | $1.2B | $173M | $6M | 1.74% | 14.33% | 4.00% | 0.09% |
| Q2 2025 | $1.4B | $1.2B | $1.2B | $167M | $6M | 1.67% | 13.90% | 3.92% | 0.03% |
| Q1 2025 | $1.4B | $1.2B | $1.1B | $164M | $5M | 1.63% | 13.52% | 3.87% | 0.04% |
| Q4 2024 | $1.3B | $1.1B | $1.1B | $159M | $6M | 1.57% | 13.36% | 3.93% | 0.08% |
| Q3 2024 | $1.3B | $1.1B | $1.1B | $156M | $5M | 1.50% | 12.85% | 3.92% | 0.10% |
| Q2 2024 | $1.3B | $1.1B | $1.1B | $148M | $4M | 1.38% | 11.99% | 3.83% | 0.06% |
| Q1 2024 | $1.0B | $822M | $853M | $119M | $4M | 1.49% | 13.01% | 3.43% | 0.08% |
| Q4 2023 | $983M | $811M | $821M | $109M | $4M | 1.72% | 15.27% | 3.74% | 0.08% |
| Q3 2023 | $930M | $738M | $769M | $103M | $3M | 1.76% | 15.61% | 3.84% | 0.09% |
| Q2 2023 | $880M | $698M | $707M | $103M | $4M | 1.89% | 16.61% | 3.94% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.