Prosper Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q4 2025 | $456M | $359M | $352M | $43M | $-2902K | -0.13% | -1.35% | 2.96% | 0.24% |
| Q3 2025 | $453M | $355M | $352M | $45M | $955K | 0.68% | 7.08% | 2.93% | 0.25% |
| Q2 2025 | $460M | $363M | $353M | $44M | $772K | 0.60% | 6.32% | 2.86% | 0.25% |
| Q1 2025 | $463M | $368M | $347M | $43M | $589K | 0.52% | 5.52% | 2.77% | 0.31% |
| Q4 2024 | $447M | $354M | $345M | $42M | $802K | 0.50% | 5.46% | 2.53% | 0.32% |
| Q3 2024 | $449M | $355M | $344M | $41M | $514K | 0.42% | 4.68% | 2.53% | 0.36% |
| Q2 2024 | $445M | $347M | $340M | $40M | $483K | 0.40% | 4.50% | 2.50% | 0.37% |
| Q1 2024 | $445M | $348M | $333M | $39M | $403K | 0.37% | 4.12% | 2.43% | 0.40% |
| Q4 2023 | $434M | $333M | $321M | $39M | $425K | 0.54% | 5.85% | 3.04% | 0.44% |
| Q3 2023 | $403M | $307M | $325M | $38M | $600K | 0.60% | 6.35% | 3.21% | 0.25% |
| Q2 2023 | $406M | $312M | $317M | $37M | $675K | 0.59% | 6.32% | 3.27% | 0.26% |
| Q1 2023 | $386M | $295M | $309M | $37M | $485K | 0.51% | 5.33% | 3.24% | 0.26% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.