Prospect Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $701M | $593M | $444M | $42M | $299K | 0.17% | 2.84% | 2.69% | 0.48% |
| Q4 2025 | $676M | $569M | $445M | $42M | $422K | 0.17% | 3.23% | 2.48% | 0.47% |
| Q3 2025 | $705M | $603M | $442M | $40M | $-204K | 0.15% | 2.90% | 2.44% | 0.25% |
| Q2 2025 | $689M | $589M | $470M | $38M | $286K | 0.28% | 5.64% | 2.41% | 0.30% |
| Q1 2025 | $721M | $611M | $486M | $36M | $721K | 0.40% | 8.38% | 2.31% | 0.26% |
| Q4 2024 | $725M | $602M | $498M | $33M | $708K | -0.19% | -4.30% | 2.04% | 0.24% |
| Q3 2024 | $756M | $608M | $513M | $37M | $-504K | -0.37% | -8.71% | 1.98% | 0.26% |
| Q2 2024 | $744M | $542M | $513M | $31M | $-1696K | -0.43% | -10.44% | 1.97% | 1.03% |
| Q1 2024 | $742M | $561M | $509M | $30M | $110K | 0.06% | 1.46% | 2.08% | 0.29% |
| Q4 2023 | $735M | $551M | $496M | $30M | $-647K | -0.74% | -19.69% | 2.10% | 0.28% |
| Q3 2023 | $724M | $545M | $493M | $23M | $-5786K | -0.87% | -23.71% | 2.10% | 0.27% |
| Q2 2023 | $736M | $540M | $475M | $28M | $328K | 0.29% | 7.43% | 2.14% | 0.17% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.