Preferred Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $7.7B | $6.4B | $6.1B | $770M | $31M | 1.63% | 15.97% | 3.53% | 2.76% |
| Q4 2025 | $7.6B | $6.4B | $6.0B | $789M | $35M | 1.84% | 17.33% | 3.85% | 0.85% |
| Q3 2025 | $7.5B | $6.2B | $5.8B | $776M | $36M | 1.83% | 17.19% | 3.85% | 0.30% |
| Q2 2025 | $7.3B | $6.1B | $5.7B | $748M | $33M | 1.77% | 16.48% | 3.77% | 0.91% |
| Q1 2025 | $7.1B | $6.1B | $5.6B | $779M | $30M | 1.71% | 15.58% | 3.69% | 1.40% |
| Q4 2024 | $6.9B | $5.9B | $5.6B | $763M | $30M | 1.92% | 17.99% | 4.14% | 0.17% |
| Q3 2024 | $6.9B | $5.9B | $5.5B | $750M | $33M | 1.97% | 18.68% | 4.14% | 0.35% |
| Q2 2024 | $6.8B | $5.9B | $5.4B | $723M | $34M | 1.99% | 19.00% | 4.13% | 0.75% |
| Q1 2024 | $6.8B | $5.8B | $5.3B | $700M | $33M | 2.00% | 19.20% | 4.24% | 0.34% |
| Q4 2023 | $6.7B | $5.7B | $5.2B | $695M | $36M | 2.28% | 22.59% | 4.56% | 0.54% |
| Q3 2023 | $6.6B | $5.7B | $5.1B | $671M | $38M | 2.33% | 23.19% | 4.64% | 0.38% |
| Q2 2023 | $6.7B | $5.6B | $5.1B | $669M | $38M | 2.33% | 23.32% | 4.67% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.