Platinum Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $708M | $570M | $632M | $60M | $2M | 1.34% | 15.90% | 4.21% | 0.84% |
| Q4 2025 | $694M | $558M | $609M | $58M | $2M | 1.18% | 14.67% | 3.97% | 0.92% |
| Q3 2025 | $720M | $592M | $603M | $56M | $2M | 1.13% | 14.12% | 3.87% | 1.09% |
| Q2 2025 | $694M | $567M | $604M | $54M | $2M | 1.20% | 14.83% | 3.84% | 2.00% |
| Q1 2025 | $637M | $536M | $553M | $53M | $2M | 1.20% | 14.63% | 3.81% | 1.16% |
| Q4 2024 | $637M | $536M | $550M | $52M | $3M | 1.73% | 21.84% | 3.69% | 0.91% |
| Q3 2024 | $655M | $556M | $542M | $50M | $3M | 1.65% | 20.95% | 3.59% | 1.58% |
| Q2 2024 | $625M | $508M | $518M | $47M | $3M | 1.69% | 21.25% | 3.49% | 1.43% |
| Q1 2024 | $559M | $445M | $486M | $45M | $2M | 1.40% | 17.21% | 3.49% | 1.51% |
| Q4 2023 | $541M | $427M | $469M | $44M | $3M | 1.52% | 18.23% | 3.81% | 1.20% |
| Q3 2023 | $500M | $398M | $431M | $40M | $1M | 1.29% | 15.41% | 3.90% | 1.43% |
| Q2 2023 | $475M | $354M | $406M | $40M | $2M | 1.48% | 17.50% | 3.99% | 0.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.