PeoplesBank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.6B | $3.5B | $3.5B | $403M | $5M | 0.41% | 4.68% | 2.72% | 0.64% |
| Q4 2025 | $4.5B | $3.6B | $3.5B | $399M | $5M | 0.55% | 6.23% | 2.77% | 0.63% |
| Q3 2025 | $4.3B | $3.5B | $3.4B | $394M | $6M | 0.59% | 6.74% | 2.84% | 0.74% |
| Q2 2025 | $4.3B | $3.4B | $3.4B | $385M | $8M | 0.60% | 6.88% | 2.83% | 0.33% |
| Q1 2025 | $4.3B | $3.5B | $3.4B | $377M | $5M | 0.49% | 5.75% | 2.79% | 0.17% |
| Q4 2024 | $4.3B | $3.4B | $3.4B | $365M | $5M | 0.53% | 6.44% | 2.61% | 0.30% |
| Q3 2024 | $4.3B | $3.7B | $3.3B | $363M | $7M | 0.55% | 6.67% | 2.58% | 0.21% |
| Q2 2024 | $4.4B | $3.6B | $3.3B | $352M | $8M | 0.51% | 6.18% | 2.61% | 0.35% |
| Q1 2024 | $4.2B | $3.4B | $3.3B | $346M | $3M | 0.28% | 3.40% | 2.64% | 0.40% |
| Q4 2023 | $4.1B | $3.2B | $3.2B | $341M | $13M | 0.87% | 9.71% | 2.82% | 0.49% |
| Q3 2023 | $3.9B | $3.4B | $3.1B | $356M | $7M | 0.73% | 7.96% | 2.89% | 0.64% |
| Q2 2023 | $4.0B | $3.2B | $3.0B | $357M | $7M | 0.71% | 7.78% | 2.97% | 0.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.