Peoples State Bank of Velva quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $206M | $188M | $133M | $17M | $699K | 1.42% | 16.11% | 3.73% | 0.21% |
| Q4 2025 | $189M | $166M | $138M | $17M | $692K | 1.40% | 16.04% | 3.84% | 0.21% |
| Q3 2025 | $187M | $165M | $138M | $16M | $696K | 1.37% | 15.88% | 3.82% | 0.60% |
| Q2 2025 | $175M | $151M | $128M | $15M | $712K | 1.28% | 14.97% | 3.77% | 0.45% |
| Q1 2025 | $167M | $148M | $112M | $15M | $364K | 0.89% | 10.24% | 3.58% | 0.63% |
| Q4 2024 | $162M | $143M | $111M | $14M | $381K | 0.91% | 10.15% | 3.50% | 0.94% |
| Q3 2024 | $160M | $141M | $113M | $14M | $399K | 0.90% | 9.84% | 3.42% | 0.94% |
| Q2 2024 | $153M | $135M | $108M | $13M | $266K | 0.84% | 9.08% | 3.34% | 0.21% |
| Q1 2024 | $147M | $128M | $102M | $14M | $362K | 0.98% | 10.29% | 3.36% | 0.16% |
| Q4 2023 | $150M | $133M | $104M | $14M | $119K | 1.48% | 17.57% | 3.85% | 0.05% |
| Q3 2023 | $148M | $130M | $106M | $12M | $1M | 1.89% | 23.03% | 3.87% | 0.30% |
| Q2 2023 | $141M | $126M | $102M | $12M | $406K | 1.35% | 16.50% | 4.00% | 0.70% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.