Peoples State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $304M | $279M | $217M | $24M | $683K | 0.94% | 11.73% | 4.13% | 0.13% |
| Q4 2025 | $280M | $255M | $208M | $23M | $673K | 0.91% | 11.80% | 3.95% | 0.17% |
| Q3 2025 | $282M | $257M | $200M | $22M | $807K | 0.89% | 11.75% | 3.86% | 0.13% |
| Q2 2025 | $276M | $253M | $197M | $21M | $577K | 0.76% | 10.13% | 3.78% | 0.16% |
| Q1 2025 | $271M | $249M | $192M | $20M | $446K | 0.66% | 9.00% | 3.64% | 0.47% |
| Q4 2024 | $266M | $245M | $185M | $19M | $657K | 0.56% | 9.54% | 3.09% | 0.40% |
| Q3 2024 | $232M | $217M | $161M | $13M | $274K | 0.38% | 6.97% | 2.94% | 0.29% |
| Q2 2024 | $223M | $208M | $155M | $12M | $207K | 0.32% | 6.10% | 2.90% | 0.13% |
| Q1 2024 | $218M | $204M | $150M | $11M | $146K | 0.27% | 5.09% | 2.87% | 0.17% |
| Q4 2023 | $214M | $202M | $146M | $12M | $272K | 0.41% | 8.28% | 3.01% | 0.19% |
| Q3 2023 | $212M | $201M | $143M | $10M | $225K | 0.38% | 7.78% | 3.00% | 0.26% |
| Q2 2023 | $212M | $196M | $138M | $10M | $216K | 0.36% | 7.22% | 2.94% | 0.38% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.