Peoples State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.5B | $1.2B | $1.1B | $139M | $4M | 1.03% | 11.00% | 3.58% | 1.37% |
| Q4 2025 | $1.5B | $1.2B | $1.1B | $138M | $4M | 1.02% | 11.52% | 3.33% | 1.48% |
| Q3 2025 | $1.5B | $1.2B | $1.1B | $136M | $4M | 0.98% | 11.14% | 3.25% | 1.47% |
| Q2 2025 | $1.5B | $1.2B | $1.1B | $131M | $4M | 0.94% | 10.91% | 3.18% | 1.39% |
| Q1 2025 | $1.5B | $1.1B | $1.1B | $129M | $3M | 0.79% | 9.18% | 3.14% | 1.13% |
| Q4 2024 | $1.5B | $1.2B | $1.1B | $123M | $3M | 0.79% | 9.63% | 3.01% | 0.94% |
| Q3 2024 | $1.5B | $1.1B | $1.1B | $126M | $3M | 0.74% | 9.10% | 2.94% | 0.96% |
| Q2 2024 | $1.5B | $1.2B | $1.1B | $118M | $3M | 0.66% | 8.28% | 2.91% | 1.13% |
| Q1 2024 | $1.4B | $1.1B | $1.1B | $116M | $2M | 0.57% | 7.07% | 2.92% | 1.06% |
| Q4 2023 | $1.4B | $1.2B | $1.1B | $114M | $2M | 0.75% | 9.65% | 3.13% | 0.52% |
| Q3 2023 | $1.4B | $1.2B | $1.1B | $107M | $2M | 0.77% | 9.91% | 3.15% | 0.53% |
| Q2 2023 | $1.4B | $1.2B | $1.0B | $109M | $3M | 0.92% | 11.77% | 3.20% | 0.57% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.