Peoples State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $14M | $13M | $10M | $2M | $46K | 1.31% | 10.35% | 6.51% | 0.00% |
| Q4 2025 | $14M | $12M | $10M | $2M | $31K | 1.64% | 13.25% | 6.54% | 0.00% |
| Q3 2025 | $13M | $12M | $10M | $2M | $68K | 1.88% | 15.35% | 6.58% | 0.00% |
| Q2 2025 | $14M | $12M | $10M | $2M | $67K | 1.82% | 15.31% | 6.52% | 0.00% |
| Q1 2025 | $15M | $13M | $10M | $2M | $65K | 1.75% | 15.23% | 6.25% | 0.00% |
| Q4 2024 | $15M | $13M | $10M | $2M | $70K | 1.24% | 10.87% | 7.02% | 0.00% |
| Q3 2024 | $14M | $12M | $10M | $2M | $-100K | 1.04% | 9.03% | 7.13% | 0.00% |
| Q2 2024 | $14M | $13M | $11M | $2M | $108K | 2.81% | 24.39% | 7.19% | 0.00% |
| Q1 2024 | $15M | $14M | $11M | $2M | $110K | 2.74% | 24.77% | 7.13% | 0.00% |
| Q4 2023 | $17M | $15M | $11M | $2M | $109K | 3.05% | 29.47% | 6.56% | 0.00% |
| Q3 2023 | $17M | $15M | $10M | $2M | $142K | 3.20% | 31.09% | 6.57% | 0.00% |
| Q2 2023 | $18M | $16M | $10M | $2M | $206K | 3.13% | 30.64% | 6.35% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.