Peoples Bank of the South quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $231M | $189M | $192M | $27M | $2M | 3.13% | 27.17% | 5.41% | 0.80% |
| Q4 2025 | $227M | $185M | $194M | $26M | $1M | 2.68% | 23.99% | 5.53% | 0.53% |
| Q3 2025 | $226M | $190M | $189M | $26M | $1M | 2.77% | 24.93% | 5.44% | 0.70% |
| Q2 2025 | $225M | $188M | $182M | $26M | $2M | 2.87% | 26.16% | 5.31% | 0.61% |
| Q1 2025 | $229M | $189M | $179M | $25M | $2M | 2.83% | 26.25% | 5.27% | 0.47% |
| Q4 2024 | $222M | $182M | $176M | $24M | $1M | 2.37% | 22.38% | 5.05% | 0.94% |
| Q3 2024 | $214M | $174M | $174M | $24M | $1M | 2.38% | 22.57% | 5.02% | 0.55% |
| Q2 2024 | $215M | $174M | $172M | $23M | $1M | 2.35% | 22.72% | 4.85% | 0.66% |
| Q1 2024 | $213M | $174M | $174M | $22M | $1M | 2.36% | 23.07% | 4.81% | 0.43% |
| Q4 2023 | $214M | $174M | $174M | $22M | $1M | 2.13% | 21.56% | 4.76% | 0.39% |
| Q3 2023 | $213M | $174M | $172M | $21M | $1M | 2.18% | 22.27% | 4.76% | 0.40% |
| Q2 2023 | $215M | $176M | $176M | $21M | $1M | 2.26% | 23.07% | 4.76% | 0.67% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.