People's Bank of Commerce quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $779M | $653M | $580M | $113M | $3M | 1.45% | 10.04% | 4.82% | 1.23% |
| Q4 2025 | $789M | $662M | $576M | $113M | $3M | 1.14% | 8.47% | 4.39% | 0.66% |
| Q3 2025 | $810M | $685M | $569M | $111M | $2M | 1.07% | 8.10% | 4.28% | 0.71% |
| Q2 2025 | $811M | $689M | $563M | $108M | $2M | 1.06% | 8.14% | 4.24% | 0.59% |
| Q1 2025 | $812M | $694M | $559M | $105M | $2M | 1.03% | 8.03% | 4.13% | 0.81% |
| Q4 2024 | $799M | $684M | $553M | $102M | $3M | 1.09% | 8.84% | 4.10% | 0.17% |
| Q3 2024 | $787M | $673M | $559M | $101M | $2M | 0.97% | 7.99% | 4.04% | 0.39% |
| Q2 2024 | $788M | $659M | $560M | $95M | $2M | 0.93% | 7.83% | 3.99% | 0.19% |
| Q1 2024 | $790M | $646M | $555M | $93M | $2M | 0.92% | 7.73% | 3.93% | 0.07% |
| Q4 2023 | $765M | $640M | $524M | $92M | $-3790K | 0.18% | 1.64% | 3.87% | 0.05% |
| Q3 2023 | $811M | $654M | $521M | $85M | $2M | 0.86% | 8.19% | 3.87% | 0.05% |
| Q2 2023 | $813M | $663M | $502M | $86M | $2M | 0.88% | 8.37% | 3.96% | 0.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.