PennCrest Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $243M | $207M | $153M | $30M | $232K | 0.39% | 3.10% | 3.01% | 0.48% |
| Q4 2025 | $239M | $199M | $153M | $30M | $214K | 0.40% | 3.29% | 2.97% | 0.47% |
| Q3 2025 | $236M | $200M | $152M | $30M | $287K | 0.42% | 3.44% | 2.96% | 0.44% |
| Q2 2025 | $234M | $199M | $151M | $28M | $301K | 0.38% | 3.17% | 2.92% | 0.45% |
| Q1 2025 | $232M | $197M | $150M | $28M | $140K | 0.24% | 2.03% | 2.81% | 0.47% |
| Q4 2024 | $226M | $192M | $150M | $27M | $99K | 0.23% | 1.88% | 2.78% | 0.52% |
| Q3 2024 | $222M | $187M | $149M | $29M | $147K | 0.25% | 2.02% | 2.76% | 0.52% |
| Q2 2024 | $224M | $189M | $148M | $27M | $150K | 0.24% | 1.98% | 2.75% | 0.79% |
| Q1 2024 | $224M | $189M | $146M | $27M | $118K | 0.21% | 1.75% | 2.74% | 0.72% |
| Q4 2023 | $220M | $184M | $146M | $27M | $105K | 0.34% | 2.89% | 2.97% | 0.61% |
| Q3 2023 | $217M | $184M | $145M | $25M | $307K | 0.39% | 3.36% | 3.05% | 0.61% |
| Q2 2023 | $218M | $187M | $142M | $26M | $147K | 0.30% | 2.60% | 2.96% | 0.66% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.