Osgood Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $514M | $453M | $282M | $41M | $2M | 1.24% | 15.82% | 3.54% | 0.65% |
| Q4 2025 | $509M | $448M | $292M | $39M | $1M | 1.15% | 15.26% | 3.71% | 0.73% |
| Q3 2025 | $500M | $440M | $301M | $39M | $1M | 1.22% | 16.42% | 3.67% | 0.64% |
| Q2 2025 | $483M | $425M | $299M | $37M | $2M | 1.24% | 16.85% | 3.67% | 0.23% |
| Q1 2025 | $491M | $429M | $298M | $36M | $1M | 1.18% | 16.47% | 3.56% | 0.00% |
| Q4 2024 | $492M | $431M | $300M | $34M | $1M | 1.07% | 14.69% | 3.43% | 0.00% |
| Q3 2024 | $493M | $428M | $301M | $34M | $1M | 1.02% | 13.86% | 3.38% | 0.00% |
| Q2 2024 | $470M | $407M | $300M | $33M | $1M | 0.98% | 13.06% | 3.32% | 0.20% |
| Q1 2024 | $403M | $341M | $297M | $32M | $1M | 1.04% | 13.36% | 3.35% | 0.22% |
| Q4 2023 | $402M | $338M | $297M | $31M | $1M | 1.16% | 15.32% | 3.70% | 0.25% |
| Q3 2023 | $398M | $337M | $289M | $30M | $972K | 1.05% | 13.99% | 3.77% | 0.28% |
| Q2 2023 | $385M | $335M | $280M | $30M | $967K | 1.09% | 14.48% | 3.87% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.