Open Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.7B | $2.3B | $2.2B | $258M | $8M | 1.16% | 12.14% | 3.29% | 2.19% |
| Q4 2025 | $2.7B | $2.3B | $2.2B | $252M | $8M | 1.05% | 12.18% | 3.25% | 1.59% |
| Q3 2025 | $2.6B | $2.3B | $2.1B | $219M | $7M | 1.02% | 12.13% | 3.20% | 1.39% |
| Q2 2025 | $2.6B | $2.3B | $2.1B | $211M | $7M | 0.99% | 11.84% | 3.15% | 1.09% |
| Q1 2025 | $2.5B | $2.2B | $2.0B | $209M | $6M | 0.94% | 11.16% | 3.00% | 1.27% |
| Q4 2024 | $2.4B | $2.0B | $1.9B | $203M | $5M | 0.95% | 11.07% | 3.04% | 1.30% |
| Q3 2024 | $2.4B | $2.1B | $1.9B | $202M | $6M | 0.98% | 11.34% | 3.04% | 0.84% |
| Q2 2024 | $2.3B | $1.9B | $1.9B | $196M | $6M | 0.99% | 11.39% | 3.07% | 0.50% |
| Q1 2024 | $2.2B | $1.9B | $1.8B | $194M | $5M | 0.98% | 11.19% | 3.10% | 0.50% |
| Q4 2023 | $2.1B | $1.8B | $1.7B | $191M | $5M | 1.15% | 13.53% | 3.40% | 0.56% |
| Q3 2023 | $2.1B | $1.8B | $1.7B | $182M | $5M | 1.20% | 14.29% | 3.46% | 0.54% |
| Q2 2023 | $2.2B | $1.9B | $1.7B | $182M | $6M | 1.31% | 15.63% | 3.47% | 0.51% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.