BranchWatch

Ocean Bank

Headquartered in Miami, FL. Part of Ocean Bankshares, Inc. FDIC certificate #24156 · Federal Reserve RSSD 663834.

Total assets
$7.5B
Deposits
$6.4B
Q1 2026
Active branches
25
Closings since Jan 2020
2
4 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$20M
Return on assets
1.06%
Return on equity
11.23%
Noncurrent loan rate
0.39%

Deposits by year (Summary of Deposits)

4
2019
4
2020
4
2021
5
2022
5
2023
6
2024
6
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2021
1
2025

Openings by year

1
2023
1
2024
1
2025
1
2026

Other network changes since 2020

  • 4 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.oceanbank.com.