Oak Valley Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.0B | $1.8B | $1.1B | $205M | $6M | 1.10% | 10.77% | 4.07% | 0.42% |
| Q4 2025 | $2.0B | $1.8B | $1.1B | $208M | $7M | 1.27% | 12.96% | 4.15% | 0.40% |
| Q3 2025 | $2.0B | $1.8B | $1.1B | $198M | $7M | 1.26% | 13.03% | 4.14% | 0.00% |
| Q2 2025 | $1.9B | $1.7B | $1.1B | $185M | $6M | 1.18% | 12.34% | 4.09% | 0.00% |
| Q1 2025 | $1.9B | $1.7B | $1.1B | $183M | $5M | 1.15% | 12.02% | 4.05% | 0.00% |
| Q4 2024 | $1.9B | $1.7B | $1.1B | $183M | $6M | 1.39% | 14.78% | 4.08% | 0.00% |
| Q3 2024 | $1.9B | $1.7B | $1.1B | $185M | $7M | 1.41% | 15.11% | 4.08% | 0.00% |
| Q2 2024 | $1.8B | $1.6B | $1.1B | $171M | $6M | 1.32% | 14.35% | 4.08% | 0.00% |
| Q1 2024 | $1.8B | $1.6B | $1.0B | $166M | $6M | 1.30% | 14.33% | 4.08% | 0.00% |
| Q4 2023 | $1.8B | $1.7B | $1.0B | $166M | $6M | 1.66% | 21.93% | 4.33% | 0.00% |
| Q3 2023 | $1.8B | $1.7B | $960M | $135M | $7M | 1.78% | 24.67% | 4.37% | 0.00% |
| Q2 2023 | $1.9B | $1.7B | $940M | $147M | $9M | 1.86% | 25.93% | 4.35% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.