North Georgia National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2025 | $272M | $253M | $177M | $16M | $814K | 1.14% | 21.07% | 3.97% | 0.90% |
| Q2 2025 | $270M | $251M | $172M | $14M | $807K | 1.10% | 21.22% | 3.93% | 0.09% |
| Q1 2025 | $267M | $250M | $160M | $14M | $649K | 0.99% | 19.38% | 3.88% | 0.10% |
| Q4 2024 | $255M | $241M | $153M | $13M | $876K | 1.07% | 22.92% | 3.82% | 0.24% |
| Q3 2024 | $253M | $238M | $141M | $13M | $837K | 0.95% | 20.85% | 3.80% | 0.55% |
| Q2 2024 | $231M | $217M | $135M | $10M | $468K | 0.74% | 17.00% | 3.76% | 0.83% |
| Q1 2024 | $232M | $220M | $130M | $10M | $388K | 0.67% | 15.66% | 3.69% | 0.49% |
| Q4 2023 | $230M | $218M | $125M | $10M | $469K | 1.02% | 25.66% | 3.81% | 0.50% |
| Q3 2023 | $210M | $201M | $114M | $7M | $479K | 1.09% | 28.19% | 3.84% | 0.55% |
| Q2 2023 | $214M | $202M | $107M | $9M | $683K | 1.17% | 29.31% | 3.81% | 0.47% |
| Q1 2023 | $211M | $199M | $109M | $9M | $561K | 1.06% | 26.68% | 3.76% | 0.81% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.