BranchWatch

NBT Financial Bank

Headquartered in Fort Worth, TX. Part of Horizon Bankshares, Inc. FDIC certificate #21329 · Federal Reserve RSSD 406059.

Total assets
$598M
Deposits
$522M
Q1 2026
Active branches
6
Closings since Jan 2020
1
3 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.48%
Return on equity
14.07%
Noncurrent loan rate
2.28%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2024

Openings by year

1
2023
1
2024
1
2026

Other network changes since 2020

  • July 29, 2022: legal name changed from “The National Bank of Texas at Fort Worth” to “NBT Financial Bank”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.nbt.bank.