National Exchange Bank and Trust
National Exchange Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.9B | $2.3B | $1.6B | $555M | $12M | 1.68% | 8.84% | 3.89% | 1.02% |
| Q4 2025 | $2.9B | $2.3B | $1.7B | $554M | $11M | 1.50% | 8.37% | 3.83% | 1.93% |
| Q3 2025 | $2.9B | $2.3B | $1.6B | $542M | $12M | 1.50% | 8.46% | 3.73% | 2.15% |
| Q2 2025 | $2.9B | $2.3B | $1.6B | $522M | $10M | 1.41% | 8.08% | 3.63% | 2.64% |
| Q1 2025 | $3.0B | $2.4B | $1.6B | $506M | $10M | 1.39% | 8.14% | 3.56% | 2.82% |
| Q4 2024 | $2.9B | $2.3B | $1.6B | $488M | $10M | 1.21% | 7.22% | 3.63% | 2.83% |
| Q3 2024 | $2.9B | $2.3B | $1.6B | $494M | $6M | 1.16% | 6.96% | 3.62% | 3.33% |
| Q2 2024 | $2.8B | $2.2B | $1.6B | $472M | $9M | 1.32% | 8.01% | 3.70% | 2.03% |
| Q1 2024 | $2.8B | $2.2B | $1.6B | $459M | $10M | 1.36% | 8.38% | 3.64% | 2.68% |
| Q4 2023 | $2.8B | $2.2B | $1.6B | $450M | $10M | 1.48% | 9.58% | 3.71% | 2.67% |
| Q3 2023 | $2.7B | $2.1B | $1.6B | $420M | $10M | 1.51% | 9.87% | 3.74% | 2.78% |
| Q2 2023 | $2.7B | $2.2B | $1.6B | $418M | $10M | 1.51% | 9.95% | 3.72% | 1.63% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.