Municipal Trust and Savings Bank
Municipal Trust and Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $363M | $293M | $254M | $56M | $3M | 3.10% | 20.44% | 4.59% | 0.06% |
| Q4 2025 | $355M | $282M | $257M | $53M | $2M | 2.88% | 17.83% | 4.70% | 0.02% |
| Q3 2025 | $348M | $275M | $255M | $59M | $3M | 3.02% | 18.36% | 4.63% | 0.02% |
| Q2 2025 | $354M | $283M | $251M | $56M | $2M | 3.00% | 18.41% | 4.52% | 0.00% |
| Q1 2025 | $356M | $280M | $245M | $60M | $3M | 3.20% | 19.41% | 4.40% | 0.02% |
| Q4 2024 | $351M | $275M | $246M | $57M | $2M | 2.28% | 14.20% | 4.18% | 0.00% |
| Q3 2024 | $351M | $274M | $241M | $55M | $2M | 2.45% | 15.34% | 4.13% | 0.00% |
| Q2 2024 | $357M | $281M | $230M | $59M | $2M | 2.43% | 15.11% | 4.07% | 0.00% |
| Q1 2024 | $358M | $280M | $241M | $57M | $2M | 2.49% | 15.73% | 3.95% | 0.00% |
| Q4 2023 | $350M | $272M | $242M | $55M | $2M | 2.44% | 16.63% | 4.03% | 0.00% |
| Q3 2023 | $344M | $276M | $242M | $53M | $2M | 2.57% | 17.85% | 4.02% | 0.00% |
| Q2 2023 | $350M | $286M | $240M | $51M | $2M | 2.52% | 17.93% | 3.93% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.