Mountain Valley Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $557M | $447M | $410M | $58M | $1M | 0.97% | 9.41% | 3.74% | 0.22% |
| Q4 2025 | $562M | $453M | $401M | $57M | $2M | 0.88% | 8.96% | 3.61% | 0.20% |
| Q3 2025 | $559M | $450M | $407M | $57M | $1M | 0.81% | 8.30% | 3.50% | 0.21% |
| Q2 2025 | $556M | $448M | $399M | $55M | $1M | 0.77% | 7.98% | 3.44% | 0.24% |
| Q1 2025 | $555M | $437M | $389M | $54M | $1M | 0.76% | 8.10% | 3.36% | 0.28% |
| Q4 2024 | $572M | $435M | $395M | $52M | $1M | 0.61% | 6.72% | 3.05% | 0.35% |
| Q3 2024 | $548M | $422M | $377M | $52M | $1M | 0.51% | 5.59% | 2.96% | 0.21% |
| Q2 2024 | $529M | $406M | $358M | $49M | $614K | 0.31% | 3.47% | 2.78% | 0.28% |
| Q1 2024 | $544M | $412M | $354M | $48M | $226K | 0.17% | 1.88% | 2.67% | 0.39% |
| Q4 2023 | $544M | $421M | $359M | $48M | $525K | 0.29% | 3.25% | 2.80% | 0.32% |
| Q3 2023 | $536M | $410M | $358M | $45M | $203K | 0.25% | 2.83% | 2.80% | 0.34% |
| Q2 2023 | $503M | $394M | $323M | $45M | $444K | 0.30% | 3.34% | 2.81% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.