Morgantown Bank & Trust Company, Incorporated
Morgantown Bank & Trust Company, Incorporated quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $435M | $382M | $341M | $33M | $833K | 0.78% | 10.19% | 3.62% | 0.22% |
| Q4 2025 | $422M | $370M | $331M | $32M | $809K | 0.83% | 11.28% | 3.47% | 0.32% |
| Q3 2025 | $420M | $365M | $327M | $31M | $899K | 0.84% | 11.67% | 3.45% | 0.31% |
| Q2 2025 | $415M | $356M | $322M | $30M | $888K | 0.83% | 11.63% | 3.36% | 0.32% |
| Q1 2025 | $394M | $344M | $299M | $28M | $767K | 0.79% | 11.03% | 3.29% | 0.40% |
| Q4 2024 | $387M | $323M | $290M | $27M | $537K | 0.62% | 9.26% | 3.19% | 0.41% |
| Q3 2024 | $363M | $309M | $277M | $28M | $665K | 0.64% | 9.68% | 3.18% | 0.45% |
| Q2 2024 | $357M | $298M | $265M | $26M | $587K | 0.59% | 9.35% | 3.10% | 0.09% |
| Q1 2024 | $336M | $296M | $246M | $19M | $412K | 0.50% | 8.57% | 3.04% | 0.09% |
| Q4 2023 | $325M | $280M | $235M | $19M | $302K | 0.53% | 8.90% | 2.96% | 0.11% |
| Q3 2023 | $302M | $265M | $214M | $17M | $454K | 0.58% | 9.78% | 2.94% | 0.11% |
| Q2 2023 | $296M | $263M | $206M | $18M | $392K | 0.57% | 9.41% | 2.89% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.