Morganton Savings Bank, S.S.B.
Morganton Savings Bank, S.S.B. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $109M | $72M | $64M | $29M | $53K | 0.20% | 0.74% | 3.69% | 0.27% |
| Q4 2025 | $107M | $70M | $64M | $29M | $-134K | 0.21% | 0.79% | 3.88% | 0.25% |
| Q3 2025 | $107M | $70M | $65M | $28M | $165K | 0.45% | 1.69% | 3.90% | 0.27% |
| Q2 2025 | $108M | $71M | $64M | $28M | $124K | 0.36% | 1.36% | 3.89% | 0.37% |
| Q1 2025 | $104M | $68M | $65M | $28M | $67K | 0.26% | 0.96% | 3.88% | 0.37% |
| Q4 2024 | $105M | $69M | $65M | $28M | $-569K | 0.69% | 2.73% | 4.65% | 0.34% |
| Q3 2024 | $104M | $68M | $66M | $28M | $287K | 1.60% | 6.42% | 4.86% | 0.32% |
| Q2 2024 | $112M | $71M | $66M | $28M | $864K | 1.84% | 7.60% | 5.13% | 0.10% |
| Q1 2024 | $110M | $70M | $66M | $27M | $170K | 0.61% | 2.53% | 4.09% | 0.09% |
| Q4 2023 | $115M | $75M | $69M | $27M | $556K | 0.95% | 4.29% | 4.33% | 0.10% |
| Q3 2023 | $114M | $76M | $70M | $26M | $154K | 0.62% | 2.86% | 4.17% | 0.07% |
| Q2 2023 | $117M | $79M | $72M | $25M | $171K | 0.66% | 3.09% | 4.22% | 0.56% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.