Montecito Bank & Trust
Headquartered in Santa Barbara, CA. Part of Montecito Bancorp. FDIC certificate #21956 · Federal Reserve RSSD 514066.
Total assets
$2.0B
Deposits
$1.8B
Q1 2026
Active branches
17
Closings since Jan 2020
1
3 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$3M
Return on assets
0.65%
Return on equity
7.27%
Noncurrent loan rate
0.16%
Deposits by year (Summary of Deposits)
12019
22020
22021
22022
22023
22024
22025
Values in $ billions, June 30 of each year.
Closings by year
12020
Openings by year
12020
22023
Other network changes since 2020
- 1 branch relocations
Branches by state
Recent closings
- 968 SOUTH WESTLAKE BLVD., SUITE 10 · closed October 16, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.montecito.bank.