MINNESOTA LAKES BANK quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $126M | $110M | $78M | $15M | $428K | 1.34% | 11.28% | 5.47% | 3.53% |
| Q4 2025 | $129M | $112M | $80M | $15M | $548K | 0.89% | 7.60% | 5.58% | 0.93% |
| Q3 2025 | $127M | $111M | $81M | $15M | $606K | 0.61% | 5.26% | 5.52% | 2.42% |
| Q2 2025 | $125M | $108M | $82M | $15M | $-511K | -0.03% | -0.26% | 5.47% | 2.49% |
| Q1 2025 | $123M | $107M | $84M | $15M | $492K | 1.53% | 13.09% | 5.41% | 3.10% |
| Q4 2024 | $133M | $118M | $84M | $15M | $707K | 1.64% | 16.14% | 5.20% | 1.59% |
| Q3 2024 | $138M | $123M | $80M | $14M | $637K | 1.49% | 14.98% | 4.92% | 1.56% |
| Q2 2024 | $136M | $121M | $79M | $14M | $466K | 1.31% | 13.34% | 4.79% | 1.38% |
| Q1 2024 | $128M | $114M | $78M | $13M | $417K | 1.24% | 12.75% | 4.78% | 1.28% |
| Q4 2023 | $141M | $127M | $76M | $13M | $488K | 0.94% | 11.23% | 4.23% | 0.37% |
| Q3 2023 | $139M | $126M | $70M | $12M | $379K | 0.80% | 9.72% | 4.07% | 0.58% |
| Q2 2023 | $152M | $140M | $70M | $12M | $268K | 0.66% | 8.15% | 3.90% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.