Midland States Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $6.5B | $5.5B | $4.3B | $605M | $19M | 1.18% | 12.69% | 3.98% | 1.35% |
| Q4 2025 | $6.5B | $5.4B | $4.3B | $610M | $-1733K | -1.62% | -17.07% | 3.84% | 1.50% |
| Q3 2025 | $6.9B | $5.6B | $4.8B | $621M | $12M | -2.09% | -21.93% | 3.80% | 1.41% |
| Q2 2025 | $7.1B | $6.0B | $5.0B | $660M | $14M | -3.43% | -35.40% | 3.70% | 1.58% |
| Q1 2025 | $7.3B | $5.9B | $5.2B | $660M | $-139152K | -7.54% | -76.22% | 3.65% | 2.75% |
| Q4 2024 | $7.5B | $6.2B | $5.4B | $801M | $-28672K | 0.57% | 5.33% | 3.58% | 2.74% |
| Q3 2024 | $7.7B | $6.3B | $5.6B | $863M | $20M | 1.25% | 11.64% | 3.57% | 2.00% |
| Q2 2024 | $7.7B | $6.1B | $5.7B | $833M | $28M | 1.35% | 12.73% | 3.57% | 1.92% |
| Q1 2024 | $7.8B | $6.3B | $5.8B | $818M | $25M | 1.27% | 12.11% | 3.58% | 1.77% |
| Q4 2023 | $7.8B | $6.3B | $5.9B | $816M | $15M | 0.84% | 8.25% | 3.66% | 0.92% |
| Q3 2023 | $7.9B | $6.4B | $6.1B | $795M | $17M | 0.87% | 8.53% | 3.66% | 0.89% |
| Q2 2023 | $8.0B | $6.4B | $6.2B | $806M | $17M | 0.88% | 8.58% | 3.66% | 0.86% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.