Mercer Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $174M | $149M | $148M | $23M | $347K | 0.80% | 6.19% | 4.56% | 0.18% |
| Q4 2025 | $174M | $149M | $150M | $22M | $214K | 0.64% | 5.27% | 4.26% | 0.54% |
| Q3 2025 | $176M | $146M | $151M | $22M | $401K | 0.69% | 5.75% | 4.23% | 1.05% |
| Q2 2025 | $176M | $142M | $152M | $21M | $399K | 0.58% | 4.90% | 4.14% | 0.53% |
| Q1 2025 | $181M | $142M | $154M | $21M | $117K | 0.26% | 2.24% | 3.97% | 0.62% |
| Q4 2024 | $181M | $137M | $156M | $21M | $256K | 0.52% | 4.47% | 3.69% | 0.55% |
| Q3 2024 | $182M | $138M | $156M | $21M | $313K | 0.50% | 4.31% | 3.62% | 0.31% |
| Q2 2024 | $177M | $135M | $150M | $20M | $192K | 0.40% | 3.41% | 3.60% | 0.24% |
| Q1 2024 | $170M | $135M | $142M | $20M | $151K | 0.36% | 3.02% | 3.54% | 0.47% |
| Q4 2023 | $167M | $134M | $139M | $20M | $189K | 0.70% | 6.53% | 3.86% | 0.44% |
| Q3 2023 | $159M | $127M | $134M | $19M | $306K | 0.79% | 7.57% | 3.92% | 0.35% |
| Q2 2023 | $156M | $135M | $127M | $15M | $288K | 0.80% | 8.11% | 3.91% | 0.49% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.