Mechanics Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $885M | $770M | $717M | $70M | $1M | 0.64% | 8.08% | 3.31% | 0.33% |
| Q4 2025 | $873M | $766M | $703M | $69M | $2M | 0.67% | 8.55% | 3.20% | 0.34% |
| Q3 2025 | $847M | $756M | $686M | $67M | $1M | 0.62% | 7.90% | 3.17% | 0.38% |
| Q2 2025 | $821M | $752M | $672M | $66M | $1M | 0.61% | 7.76% | 3.12% | 0.35% |
| Q1 2025 | $818M | $749M | $657M | $65M | $1M | 0.53% | 6.82% | 3.02% | 0.32% |
| Q4 2024 | $821M | $754M | $655M | $63M | $1M | 0.49% | 6.53% | 2.83% | 0.31% |
| Q3 2024 | $824M | $757M | $644M | $63M | $743K | 0.47% | 6.28% | 2.79% | 0.25% |
| Q2 2024 | $821M | $757M | $632M | $61M | $1M | 0.52% | 7.08% | 2.78% | 0.23% |
| Q1 2024 | $816M | $754M | $623M | $60M | $1M | 0.50% | 6.79% | 2.79% | 0.20% |
| Q4 2023 | $807M | $745M | $624M | $60M | $1M | 0.75% | 10.43% | 3.09% | 0.20% |
| Q3 2023 | $789M | $730M | $617M | $56M | $1M | 0.78% | 10.90% | 3.15% | 0.22% |
| Q2 2023 | $782M | $724M | $606M | $56M | $1M | 0.80% | 11.21% | 3.20% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.