Massena Savings and Loan quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $201M | $149M | $180M | $30M | $496K | 0.99% | 6.72% | 3.55% | 1.41% |
| Q4 2025 | $200M | $147M | $180M | $29M | $367K | 0.87% | 5.83% | 3.38% | 1.24% |
| Q3 2025 | $194M | $146M | $176M | $29M | $562K | 0.91% | 6.10% | 3.33% | 1.49% |
| Q2 2025 | $189M | $147M | $169M | $28M | $424K | 0.78% | 5.20% | 3.25% | 1.68% |
| Q1 2025 | $187M | $146M | $168M | $28M | $303K | 0.65% | 4.36% | 3.23% | 1.36% |
| Q4 2024 | $187M | $143M | $168M | $28M | $366K | 0.65% | 4.49% | 3.13% | 1.34% |
| Q3 2024 | $191M | $140M | $167M | $27M | $329K | 0.60% | 4.20% | 3.12% | 1.51% |
| Q2 2024 | $187M | $137M | $164M | $27M | $295K | 0.56% | 3.87% | 3.10% | 1.36% |
| Q1 2024 | $184M | $134M | $163M | $27M | $220K | 0.48% | 3.32% | 3.10% | 1.47% |
| Q4 2023 | $183M | $133M | $163M | $26M | $316K | 0.71% | 4.91% | 3.25% | 1.56% |
| Q3 2023 | $178M | $129M | $163M | $26M | $286K | 0.72% | 4.94% | 3.30% | 1.58% |
| Q2 2023 | $178M | $129M | $160M | $26M | $344K | 0.76% | 5.21% | 3.31% | 1.21% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.