Mascoma Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.0B | $2.7B | $2.4B | $254M | $3M | 0.41% | 4.84% | 3.19% | 0.11% |
| Q4 2025 | $3.0B | $2.7B | $2.5B | $252M | $6M | 0.52% | 6.36% | 2.96% | 0.09% |
| Q3 2025 | $3.0B | $2.6B | $2.4B | $246M | $5M | 0.43% | 5.32% | 2.88% | 0.06% |
| Q2 2025 | $2.9B | $2.6B | $2.4B | $235M | $2M | 0.34% | 4.20% | 2.84% | 0.06% |
| Q1 2025 | $2.9B | $2.6B | $2.4B | $234M | $3M | 0.35% | 4.43% | 2.79% | 0.09% |
| Q4 2024 | $2.9B | $2.6B | $2.4B | $228M | $980K | 0.22% | 2.90% | 2.50% | 0.10% |
| Q3 2024 | $2.9B | $2.5B | $2.4B | $235M | $2M | 0.25% | 3.29% | 2.45% | 0.07% |
| Q2 2024 | $2.9B | $2.5B | $2.4B | $223M | $1M | 0.22% | 2.95% | 2.42% | 0.05% |
| Q1 2024 | $2.9B | $2.5B | $2.4B | $220M | $2M | 0.26% | 3.50% | 2.47% | 0.06% |
| Q4 2023 | $2.9B | $2.5B | $2.4B | $220M | $2M | 0.39% | 5.28% | 2.73% | 0.03% |
| Q3 2023 | $2.9B | $2.4B | $2.3B | $209M | $3M | 0.46% | 6.10% | 2.79% | 0.05% |
| Q2 2023 | $2.8B | $2.4B | $2.2B | $211M | $3M | 0.46% | 6.10% | 2.84% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.