Magnolia State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $198M | $167M | $113M | $30M | $1M | 2.14% | 14.28% | 5.96% | 0.43% |
| Q4 2025 | $198M | $167M | $109M | $29M | $1M | 2.71% | 18.10% | 6.21% | 0.32% |
| Q3 2025 | $195M | $163M | $114M | $32M | $1M | 2.61% | 17.40% | 6.20% | 0.37% |
| Q2 2025 | $198M | $166M | $106M | $30M | $2M | 2.66% | 18.19% | 6.18% | 0.43% |
| Q1 2025 | $195M | $165M | $101M | $29M | $1M | 2.11% | 14.76% | 5.83% | 0.51% |
| Q4 2024 | $195M | $166M | $101M | $27M | $1M | 2.72% | 20.22% | 6.04% | 0.57% |
| Q3 2024 | $199M | $168M | $101M | $29M | $1M | 2.84% | 21.26% | 5.92% | 1.38% |
| Q2 2024 | $202M | $173M | $93M | $27M | $2M | 2.94% | 22.83% | 5.85% | 1.46% |
| Q1 2024 | $204M | $175M | $88M | $27M | $1M | 2.58% | 20.50% | 5.34% | 1.81% |
| Q4 2023 | $208M | $181M | $85M | $25M | $884K | 2.47% | 22.00% | 5.47% | 1.82% |
| Q3 2023 | $216M | $188M | $87M | $26M | $980K | 2.72% | 24.76% | 5.55% | 1.93% |
| Q2 2023 | $210M | $184M | $91M | $25M | $2M | 3.18% | 29.75% | 5.97% | 0.77% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.