BranchWatch

Magnolia Bank, Incorporated

Headquartered in Elizabethtown, KY. Part of Magnolia Bancshares, Inc. FDIC certificate #8120 · Federal Reserve RSSD 261146.

Total assets
$524M
Deposits
$436M
Q1 2026
Active branches
16
Closings since Jan 2020
3
5 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.48%
Return on equity
14.08%
Noncurrent loan rate
2.12%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

2
2022
1
2023

Openings by year

1
2020
2
2021
1
2022
1
2023

Other network changes since 2020

  • 2 branch relocations
  • April 29, 2021: legal name changed from “Magnolia Bank” to “Magnolia Bank, Incorporated”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.magnoliabank.com.